Divine assistance with debt

Given the current state of the world and the challenges that all of us are facing or will likely face over the months to come, this testimony is very apt.

Financial literacy is never something I would say I lacked. Understanding the importance of saving, investing and managing your finances appropriately in order to be adequately prepared for any unforeseen circumstances such as unexpected job loss or financial emergencies is something I understood and could recite with a moment's notice.

Unfortunately, what I did lack was the wisdom and discipline to follow what I knew was right. I spent my early 20s after university racking up several thousands of pounds of debt. Money spent on clothes, holidays and partying. I used to rationalise this lifestyle by believing my salary would increase and I’d sort it out later. My salary did rise but so did my spending habits.

A few years later, whilst still in debt I reconnected with God and renewed my faith. I moved away from some of my harmful habits in the past and began praying, serving and tithing. The latter was difficult for me, because although my habits had changed, the amount of debt I owed had not. I remained committed to tithing whilst at same time attempting to pay off the debt I had accrued in my younger years. Thankfully, it was manageable and, though it was a burden, I still felt blessed that my debt hadn’t constrained my life in an extreme way.

I would regularly pray to God about my debt and that He gives me strength to help clear it quicker and though I prayed, I did not expect much to change. How wrong I was! Out of the blue, I was sent a letter form my credit card provider to inform me that they had not been giving me enough notice to make payments on my account and as a sign of good will they would credit my account by over £3000 and update my credit score. This made no logical sense and I knew it could only be God. I had always paid my bill on time and my credit score was good, yet this credit card provider still felt obliged to make amends and provide me with much needed mental breathing space. To receive this news whilst still praying, serving, tithing and believing was incredible.

Ephesians 3:20 (NIV) says “Now to him who is able to do immeasurably more than all we ask or imagine, according to his power that is at work within us”. What God has done for me is beyond what I could ever have imagined. I pray that others take encouragement from this testimony and remember to stay faithful, especially in these hard times to come.